Navi App Personal Loan : Navi App Personal Loan If you don’t have money and need an immediate loan, you can take an instant loan from the new app. Personal loans from Rs 5000 to a maximum of Rs 1 lakh can be taken from the new app. The interest rate applicable on the new app personal loan depends on the eligibility and credit history of the user.Loans can be availed from this app with minimum documents which are based on Aadhaar card and PAN card.
Usually the initial interest rate of these loans is 9.9% per annum. If you need a loan then you should get detailed information about New App Personal Loan which is available in this article. Here you will know what is new app personal loan? What are its eligibility criteria? What are the required documents? And how to apply online for New App Personal Loan.
Navi App Personal Loan What is Personal Loan?
Navi App Personal Loan is a platform that allows users to borrow Rs. Provides personal loans up to 1 lakh. Users looking for an instant loan can use this app to get a loan as per their requirement with zero processing fees and minimum documents.Let us tell you that the repayment period of this loan is up to a maximum of 6 years and if you are eligible, you can get a personal loan like home loan, consumer loan or vehicle loan in 10 minutes.
Navi App Personal Loan Benefit
- Maximum loan can be taken up to 1 lakh rupees under new app personal loan.
- Users can get personal loan in 10 minutes.
- It is approved by RBI and NBCC.
- The process of taking loan from this is based on Aadhaar card and PAN card.
- Consumer loans, vehicle loans and home loans can be availed under the new app Personal Loan.
- No processing fee is charged for new personal loans.
- NAVI App Personal Loan interest rates starting at just 9.9%.
Navi App Personal Loan Eligibility Criteria
- Ensure that you are essentially an Indian citizen.
- Provide proof that your age is between 21 years and 65 years.
- You must have some source of income, ie, you are a working or non-working applicant.
- Make sure you have all KYC documents available.
- Check that your CIBIL score is above 650.
- Your annual income should be more than ₹3,00,000.
Documents Required for Navi App Personal Loan
- Aadhaar Card
- Address proof
- PAN card
- Email Id
- Bank statement
- Pay slip
- mobile no
- A selfie.
Navi App Personal Loan Personal Loan Interest Rate
The starting interest rate on the new Finserv personal loan is just 9.9% and can go up to a maximum of 45%. We would like to inform you that the interest rate of Navi app personal loan also depends on the eligibility of the applicant. The interest rate is determined by evaluating factors like the applicant’s job profile, credit score, loan payment record, monthly income, age, etc.
How to take personal loan from Navi App?
- First of all you can go to the Google Play Store and download the ship app.
- After downloading the application, open it and create an account through the mobile number linked to the Aadhaar card.
- After creating an account, go to the “Loan Section” and click on the Personal Loan option.
- After clicking, tab on Apply button.
- Now an application form will open, enter the required basic details asked here.
- After providing basic details, upload important KYC documents.
- After doing this, the verification of your documents will be completed and if all the documents are correct, the money will be transferred to your bank account.
Important Link
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