Bank Of Baroda E-Mudra Loan 2025: BOB –Mudra Loan Scheme Pradhan Mantri Mudra Yojana was launched by the Government to provide affordable funding options to small and micro enterprises in India. The scheme was launched by the Prime Minister on April 8, 2015 to help industries avail credit for any non-fund based or fund based facility.
BOB E-Mudra Mudra Loan Yojana 2025
| Bank Name | Bank of Baroda (BOB) |
| Name of the scheme | E Mudra Scheme |
| Article name | Apply BOB E Mudra Loan Online |
| Type of article | Latest updates |
| Who can apply? | Only BOB Bank account holders can apply. |
| Application mode | Online |
| Processing charges | Nil |
| Loan amount | As per your decision |
| Requirements? | BOB Bank Account Number and Aadhaar Card Number etc. |
| Official website | bankofbaroda.in |
BOB E-Mudra Mudra Loan Yojana
Pradhan Mantri Mudra Yojana or PMMY Yojana was launched by the Government of India in 2015 to promote small enterprises in India. Up to Rs. 10 lakh micro units (CGFMU) under PMMY is guaranteed by credit guarantee and is provided by National Credit Guarantee Trustee Company (NCGTC).
Under PM Mudra Loan, the guarantee cover is available for 5 years and hence the maximum tenure for the advance offered under Pradhan Mantri Mudra Loan Scheme is 60 months. To apply for a loan, you can fill and submit Pradhan Mantri Mudra Yojana application form on e-Mudra portal or Udhogamitra portal.
Bank of Baroda Mudra Loan Scheme
Bank of Baroda Mudra Loan Apply Online Bank of Baroda is among the top 10 banks in India, this bank also manages the financial transactions of its customers like any other bank and also provides finance and loan facilities at reasonable rates.
Provides Home Loans, Education Loans, Business Loans, Vehicle Loans etc. from Bank of Baroda at reasonable interest rates. This article has attempted to convey to you some important information regarding Bank of Baroda Personal Loan.
E-Mudra loan assistance is provided by Central Government and State Government to unemployed candidates to set up their own business. You can avail Mudra loan. In this post, we have told how you can get a Mudra loan and the bank will give you the loan at the lowest interest rate.
What is Pradhan Mantri Mudra Loan Yojana?
Under this scheme, people who want to start their own business will be given business loan through this scheme, which will help them to set up the business. Mudra Loan Yojana 2025, if you want to get all information about this scheme, you have complete information in this article.
From it you will get benefits, eligibility, documents and other information of this scheme and you can apply easily. If you are also planning to start your business and facing money problem, you can start your business with the help of government.
Small Business Government Loan Scheme). PM Mudra Loan Yojana is a government scheme under which you can get a loan. Especially if you apply in the name of any woman in your household, you will easily get the loan (PMMY). Let us tell you about the benefits of this scheme and the loan application process.
Bank of Baroda Mudra Loan Highlights
| Maximum loan amount | 10 Lakh Rupees |
| Collateral | Not necessarily |
| Interest rate | Varies depending on the type of loan |
| Tenure | Term Loan – 84 Months Working Loan – 12 Months |
BOB E Mudra Loan Features and Benefits
- Credit offices for micro and small enterprises.
- No security or insurance required.
- No handling charges.
- For reserve or non-store based requirements.
- Can be used for various purposes.
- No Aadhaar Advance Amount etc.
Documents Required for BOB E Mudra Loan
- Mudra loan application form duly filled.
- Proof of identity documents like Aadhaar/PAN/Driving License/Passport/Voter ID/Govt issued photo ID of all applicants (in case of joint loan).
- Residence proof documents like latest utility bill/Aadhaar/voter ID/passport/bank account statement of all applicants (in case of joint loan).
- Business ID and address proof documents (license/registration certificates/ copy of deed, etc.).
- Latest photographs of the applicant.
- Proof of minority, if any.
- Proof of loan requirement, i.e. equipment quotation, vendor details etc.
Documents required for BOB E Mudra Loan
Identity Proof (Self Attested Copies)
- Voter’s ID Card
- PAN Card
- Permission to drive
- Passport
- Aadhaar Card
Proof of residence
- Latest Telephone Bill
- Property tax receipt (must be latest two months)
- Electricity bill
- Aadhaar Card
- Voter’s ID Card
- Passport copies of partners/proprietors/directors
- Certificate proof for OBC/SC/ST/Minority
How much money will you get in BOB e-Mudra Loan?
| Category | Loan Amount |
| infant | ₹50000 |
| Teenager | ₹50000 was ₹5 lakh |
| Young man | 5 lakh to 10 Lakh |
Types of Mudra Loans
Kishore Mudra Yojana
This type of Bank of Baroda Mudra Loan Scheme is offered to help a business owner sustain his business. Loan amount under this scheme is Rs. 50,000 to Rs. Between 5 lakhs. BOB E-Mudra Mudra Loan Scheme Under this scheme, the interest rate varies between 8.60% and 11.15%. However, if you maintain a poor credit score, you may have to pay more interest.
Shishu Mudra Scheme
If you have not yet established your business or are in the development stage then you can avail Mudra Loan under this scheme.BOB E-Mudra Mudra Loan Scheme This scheme offers a maximum loan amount of Rs.50,000 for a loan tenure of 5 years. The following types of businesses are eligible for Shishu Mudra Yojana:
- Service sector companies
- Self Proprietorship and Partnership Firms
- Micro enterprises and manufacturing companies
- Repair shops, vendors and truck owners
- Businesses engaged in providing deficit services
The interest rate for these loans ranges between 1% and 12% and can go up depending on the type of business you own and your credit profile. Additionally, you can also get interest subsidy of 2% on prompt repayment of Shishu Mudra Yojana.
Tarun Mudra Yojana
This type of loan is available if you want to expand your business. Under this scheme, you can get Rs. 5 lakh and Rs. Can avail high-value loan amount between 10 lakhs. Additionally, the interest rate for this type of credit is usually on the high side, between 11.15% and 20%. However, the interest you have to pay depends on your loan requirement and credit history.
You can view the features of these plans and apply for the one that suits your business needs through Bajaj Market. It is a diversified housing marketplace offering loans extended by leading banks and NBFCs. You can go through such offers and compare your overall cost of borrowing. This will help you make informed borrowing decisions.
Eligibility for Bank of Baroda Mudra Loan
- Engaged in non-agricultural business activities All types of ventures can be applied.
- Business should fall under MSME sector.
- Business should be engaged in generating income through daily activities.
- Rs. Businesses with credit requirements up to 10 lakhs can apply
- Businesses engaged in allied agricultural activities like fishing and horticulture can also apply for this credit.
Maintaining a healthy credit score is a must for availing Bank of Baroda Mudra Loan. A good CIBIL score will also allow you to get loans at lower interest rates.
Features
- Adequate emergency loans.
- No fixed loan limit.
- Adequate time frame to repay the loan.
- Loan repayment cheque.
- Beneficial interest rates.
- Special benefits on credit cards.
- Convenient utilization of funds.
How to Apply for E-Mudra Loan Online?
- First of all, if you want to avail Mudra loan from Bank of Baroda, first of all you have to go to its official website.
- Main page will open in front of you where you will see e-challan option, click on it.
- Then a new page will open in front of you. To do so, you should carefully read the instructions provided by the bank and press the “Send” button.
- Now you need to register your mobile number, you need to enter the loan amount you want to get.
- A new page will open, where you have to carefully fill the details of all the documents you have. And if you know, you will also get a chance to know.
- Click on submit when all information is correct.
- Now your information will be sent and you will take a print out of success flower and keep it with you.
- This way you will get loan up to 50,000 in 5 minutes.
Important link
| Official Website Link | Click here |
| Visit Homepage | Click here |