Mukhyamantri Mahila Utkarsh Yojana 2025: The Government of Gujarat has launched the Mukhyamantri Mahila Utkarsh Yojana (MMUY) to empower women through interest-free loans up to ₹1,00,000. Under this scheme, women Self Help Groups (SHGs/Sakhi Mandals) can start small businesses or expand their work without worrying about heavy interest rates. This initiative aims to make women financially independent (આર્થિક સ્વાવલંબન) and promote women entrepreneurship across Gujarat.
Gujarat Mahila Utkarsh Yojana 2025 – Key Benefits
- Loan up to ₹1,00,000 without interest
- No collateral required (completely risk-free loan).
- Government will pay the interest directly to the bank.
- Support for Self Help Groups (10 women in one group).
- Aim: Promote women empowerment, self-employment, and small scale industries.
Eligibility Criteria – Mukhyamantri Mahila Utkarsh Yojana
- Applicant must be a woman resident of Gujarat
- Age limit: 18 to 60 years.
- Must be a member of Self Help Group (SHG) with at least 10 women.
- Should not be a defaulter of any government loan scheme.
Required Documents – Mahila Utkarsh Yojana
- Aadhaar Card
- Residence Proof (Ration Card / Electricity Bill)
- Bank Passbook (Active Account)
- Passport Size Photograph
- SHG Group Details
Application Process (How to Apply Online/Offline)
- Visit your nearest GLPC office (Rural area) or GULM office (Urban area).
- Collect the official application form.
- Submit the form with required documents via your SHG group.
- After bank verification, loan amount will be credited directly to your bank account.
Important Links
| Official Portal | Click Here |
| Download Form | Click Here |
| Helpline Number | – |
| Visit Homepage | Click Here |
FAQs – Gujarat Mahila Utkarsh Yojana Gujarat 2025
Q1. What is the maximum loan amount under MMUY Gujarat?
👉 Women SHG can get up to ₹1,00,000 loan without interest.
Q2. Who can apply for Mahila Utkarsh Yojana Gujarat?
👉 Any woman resident of Gujarat between 18–60 years who is part of a Self Help Group.
Q3. Do I need to pay any interest on the loan?
👉 No, the loan is completely interest-free (0% loan).
Q4. Can individual women apply, or only SHG groups?
👉 Only women groups (10 members in one SHG) are eligible.